• Control the Controllables If You’re Worried About Mortgage Rates,KCM Crew

    Control the Controllables If You’re Worried About Mortgage Rates

    Chances are you’re hearing a lot about mortgage rates right now, and all you really want to hear is that they’re coming back down. And if you’ve seen headlines about the early November Federal Funds Rate cut by the Federal Reserve (The Fed), maybe you got hopeful mortgage rates would start to declin

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  • How Co-Buying a Home Helps with Affordability Today,KCM Crew

    How Co-Buying a Home Helps with Affordability Today

    Buying a home in today’s market can feel like an uphill battle – especially with home prices and mortgage rates putting pressure on your budget. If you’re feeling stuck, co-buying could be one way to help you get your foot in the door. Freddie Mac says:“If you are an aspiring homeowner, buying a hom

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  • Why Today’s Mortgage Debt Isn’t a Sign of a Housing Market Crash,KCM Crew

    Why Today’s Mortgage Debt Isn’t a Sign of a Housing Market Crash

    One major reason why we’re not heading toward a foreclosure crisis is the high level of equity homeowners have today. Unlike in the last housing bubble, where many homeowners owed more than their homes were worth, today’s homeowners have far more equity than debt.That’s a big part of the reason why

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